M-Pesa appears to be highly profitable, and rely on devices which are likely much less trustworthy than your average Apple device, so it can be made to work. There is also zero evidence that extensive government monitoring makes retail banking less safe (in the sense that fraud-related costs go up). The 2030 time scale is also way off, considering that mobile banking is a reality for so many people today (and often the only source of banking services they have).
Regarding Apple's cash problems, these things have a tendency of solving themselves on their own. For example, one day the company might realize that the profits they were so busy hiding from tax authorities have been hidden so effectively that Apple, Inc. themselves has lost control over them.
]]>I think current practice points into the opposite direction: free food and housing for refugees, but severe restrictions on work permits. I doubt this is likely to change.
It seems to me that even today, we consider poor people starving and dying of curable illness characteristics of a failed state. There's still the significant social stigma of being poor, and access to education could be much better, but beyond that, basic income is mostly a reality. In non-failed states, that is.
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